The Highest Rated Factoring Company

Every now and again a company comes along that delivers excellent service time after time.

Pay4Freight tries to be that company for all of our clients. Our five star google reviews tell us that we are on the right track.

Factor with us to simplify your processes and free up time to spend actually hauling freight instead of fiddling with paperwork

We look forward to welcoming you into the Pay4Freight family!

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You Will Get

Amazing Factoring

A Great Dispatch Partner

An Incredible Fuel Card

  • 100% advance
  • Same-day pay
  • Credit checks 24/7
  • 50% fuel advances
  • Dedicated account rep
  • No credit risk agreement
  • Discounted roadside assistance
  • Phones always answered by a real person
  • Dedicated management and ownership team ready to assist
  • with knowledge of freight rates and lanes
  • providing you access to a large capacity of loads
  • with great skill at negotiating the best rates with brokers and customers in the transportation industry.​
  • Accepted at more than 8,000 fuel stops nationwide.
  • ZERO FEE NETWORK with no transaction fees and discounts at over 6,000 stops nationwide.
  • The most generous lines of credit in the industry.
  • 24/7 Live Customer Services

We Make It Easy to Grow a Trucking Company

Deliver your loads.

Submit your paper work.

Get your cash and keep driving.

Non-recourse and Recourse Factoring

Non-Recourse Factoring

  • No reserve account – you receive 100% of
    your money up front when you send us your
    factoring bills
  • We take the risk if your customer goes out of business
  • Customized contracts
  • Free credit checks 
  • We do your billing and collections 

Recourse Factoring

  • Competitive advance rates
  • Reserve account with weekly release
  • Customized contracts
  • Free credit checks
  • We do your billing and collections



Frequently Asked Questions

Freight factoring, also known as invoice factoring, is selling your invoices or better known as accounts receivable at a discount in order to obtain immediate cash and better control your company’s cash flow needs.

We do have month-to-month agreements.

However to get the absolute lowest fee you also have the option to enter into an annual agreement with us.

Our system allows you to submit your loads 24/7. However, our cutoff time to get your load into the system for same day payment is 12:00 PM Central Standard Time daily.

Yes, start-ups are eligible for freight invoice factoring! We love helping new carriers get on their feet!

What Our Clients Say

About Pay4Freight

Robert Beard started Pay4Freight in 2008 with a desire to get carriers paid faster than anyone else in the industry.

His other goal was to build a company that would provide the kind of service to clients that would lead to relationships of trust. 

His greatest pleasure is helping carriers and seeing them grow their companies from 1 truck to 2 trucks and more as the years go by.

Pay4Freight Holiday Picture

Factor With Us

Let us help you grow.